Terms of Use

Agreement to Terms

By accessing or using the website at thetaylorteam.ca (the “Website”), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you should discontinue use of the Website immediately.

The Website is operated by The Taylor Team, a trade name of Anthem Mortgage Group (FSRA Licence #10294), located at 387 Mapleview Drive West, Barrie, ON L4N 9G4.

Not Professional Advice

While we strive to keep information current and accurate, we make no representations or warranties of any kind — express or implied — about the completeness, accuracy, reliability, or suitability of the information, rates, or calculations provided on this Website.

Mortgage Calculator Disclaimer

Actual mortgage payments, rates, and terms will depend on factors including but not limited to your credit profile, property type, lender requirements, insurance premiums, and prevailing market conditions. Rates are subject to change without notice.

The default values and interest rates shown in the calculator do not reflect any specific lender offer. For an accurate assessment of your mortgage options, please start your mortgage plan or book a call with our team.

Acceptable Use

You agree to use this Website only for lawful purposes. You must not:

• Submit false, misleading, or fraudulent information through any form.
• Attempt to gain unauthorised access to any part of the Website or its systems.
• Use automated tools (bots, scrapers, or crawlers) to access the Website in a manner that imposes an unreasonable load on our infrastructure.
• Engage in any activity that disrupts or interferes with the Website’s operation.
• Reproduce, distribute, or publicly display any portion of the Website without written permission.

We reserve the right to restrict access to the Website for any user who violates these terms.

Intellectual Property

All content on this Website — including text, graphics, logos, images, and software — is the property of Anthem Mortgage Group or its content suppliers and is protected by Canadian and international copyright laws.

The “Anthem Mortgage Group” name, logo, and “The Taylor Team” trade name are trademarks of their respective owners. You may not use these marks without prior written permission.

Third-Party Links & Services

This Website may contain links to or integrations with third-party websites and services, including Cal.com (appointment scheduling) and Google Reviews. These third-party services have their own terms of use and privacy policies, which we encourage you to review.

We do not endorse, control, or assume responsibility for the content, products, or services offered by third parties. Your interactions with third-party services are governed by their respective terms.

Limitation of Liability

To the maximum extent permitted by applicable law, The Taylor Team and Anthem Mortgage Group shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising from or related to:

• Your use of, or inability to use, this Website.
• Any reliance on information or calculations provided on this Website.
• Any errors, omissions, or inaccuracies in the Website content.
• Unauthorized access to or alteration of your transmissions or data.
• Any third-party content, products, or services accessed through this Website.

This limitation applies whether the claim is based in contract, tort, negligence, strict liability, or any other legal theory, even if we have been advised of the possibility of such damages.

Indemnification

You agree to indemnify and hold harmless The Taylor Team, Anthem Mortgage Group, and their respective directors, officers, agents, and employees from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising from your use of the Website or violation of these Terms of Use.

Privacy

Your use of this Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information in accordance with PIPEDA. Please review it carefully.

Governing Law

These Terms of Use are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles.

Any disputes arising from or related to these terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts of the Province of Ontario.

Changes to These Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to this page. The “Effective Date” at the bottom indicates when the terms were last revised. Your continued use of the Website following any changes constitutes acceptance of the updated terms.

Contact Us

If you have questions about these Terms of Use, please contact us: